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Company vs Sole Trader

Company vs Sole Trader — Take-home Calculator

Simple 2025/26 comparison (Ltd vs Sole Trader).

Tax year: 2025/26

Inputs

v1 SH Calculator
Eg: rental income, PAYE salary, etc.
This calculator is built for 2025/26 first.
Claim Employment Allowance
Reduces employer NI up to £10,500 (eligibility varies; many one-person companies can’t claim).
Profit before tax is calculated as Sales − Expenses.

Results

Profit: £0

Limited company take-home

£0

Salary + dividends (after taxes)

Sole trader take-home

£0

Profit (after Income Tax + Class 4 NI)
You save £0 with Limited Company £0
Limited company breakdown (tap to open)
Salary£0
Dividends£0
Income Tax£0
Dividend Tax£0
Employee NI£0
Employer NI£0
Corporation Tax£0
Net liability£0
Sole trader breakdown (tap to open)
Income Tax£0
Class 2 NI£0
Class 4 NI£0
Net liability£0
Heads up: This is a simplified estimator for website use (assumes England/Wales/NI, single director, all post-tax profits paid as dividends, no pension, no student loan, no salary sacrifice, no associated companies, no VAT, etc.). Use for guidance — not advice.